Türkiye'de bankacılık sektörünün gelişimi ve krizler sonrası rekabet yapısı

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(20) 7$%/2/ø67(6ø. Tablo 1: 6RQho<ÕOÕQ)LQDQVDO6HNW|U'D÷ÕOÕPÕ ................................................................... 13 Tablo 2: AB'de 1995-\ÕOODUÕ$UDVÕQGD%DQND%LUOHúPHOHULgUQH÷L................................. 25 Tablo 3: 2VPDQOÕ'|QHPLYH&XPKXUL\HW'|QHPL%DúODQJÕFÕQGDNL%DQNDODU ....................... 31 Tablo 4: \ÕOÕøWLEDUL\OH%DQNDFÕOÕN6HNW|U .................................................................... 35 Tablo 5: g]HO-KamX.HVLPL.UHGLOHU'D÷ÕOÕPÕ..................................................................... 45 Tablo 6: %DQNDODUÕQ7RSODP$NWLIOHUøoLQGHNL3D\ODUÕ ........................................................... 47 Tablo 7: øVWDQEXO<DNODúÕPÕ6RQXoODUÕ .................................................................................. 60 Tablo 8: BDQND3HUIRUPDQV*HOLúPHOHUL ............................................................................... 64 Tablo 9: Mortgage Krizinden Kaynaklanan Zararlar ............................................................. 67 Tablo 10: 2000-7UNL\H(NRQRPLVLE\PH'H÷HUOHUL ................................................. 70 Tablo 11: 2000-*6<+¶QLQ 6HNW|UOHUH*|UH'D÷ÕOÕPÕ.DWNÕVÕ .................................. 71 Tablo 12: 2000-'Õú7LFDUHW9HULOHUL ............................................................................. 74 Tablo 13: 7HPHO%WoH$oÕNODUÕ............................................................................................ 76 Tablo 14: TEFE-7h)(2rDQODUÕ ........................................................................................... 79 Tablo 15: 2000-%DQNDFÕOÕN6HNW|UQGH6HoLOPLú2UDQODU.............................................. 80 Tablo 16: BankalDUÕQ6LVWHPGHNL3D\ODUÕ .............................................................................. 82 Tablo 17: %DQNDFÕOÕNWD.D\QDN6D÷ODPDYH.D\QDN.XOODQGÕUPDGD<NOHQLOHQ9HUJL ve Benzerleri ......................................................................................................................... 84 Tablo 18: øON%HúYH2Q%DQND$NWLI%\NO÷ .................................................................. 90 Tablo 19: øONYH%DQND$NWLI<R÷XQODúPD3D\ODUÕ ........................................................ 91 Tablo 20: 7UNL\H GHøON%DQND7RSODP$NWLIøoLQGH3D\ODUÕ ........................................ 92 Tablo 21: *UXS%D]ÕQGD9HULOHQ.UHGLOHU .............................................................................. 93 Tablo 22: øONYH%DQND.UHGL%\NO÷ ......................................................................... 94 Tablo 23: .UHGLOHULQ1LWHOL÷LQH*|UH6HUPD\H<DSÕVÕQD*|UH'D÷ÕOÕPÕ ................................. 96 Tablo 24: Banka GruplarÕ%D]ÕQGD7DNLSWHNL.UHGLOHU ........................................................... 97 Tablo 25: øON%DQND0HYGXDW%\NO÷ ......................................................................... 99 Tablo 26: øONYH%DQND7RSODP0HYGXDW%\NO÷9H++,(QGHNVL ........................ 100. vii.

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(24) $EVWUDFWRI0DVWHU·V7KHVis. Sakarya University Institute of Social Sciences. Title of the Thesis: ´Development of The Banking Sector, The competition Structure of Post Crisis Author : 0HWLQg]NDQ. Supervisor. Date. Nu. Of pages : x (pre text) + 135 (main body). : 17 May 2011. Department: Economics. : Prof. Dr. 6DOLKûLPüHN. Subfield: Economics. The importance of financial structure and assumed a critical role in the banking sector, operating in the sector structure, area of activity within the range of products and how these products, such as what aspects should be evaluated in terms of competition, bringing with it is decisive. Studies in the literature suggest that in general the banking sector's monopolistic structure. Several leading banks in the sector with a large portion of capital movement identifies where other banks. To sum up the top five or top ten largest banks in the sector is in its aim to control the decision-making and the market sector serves as a locomotive. Sector, especially global capital movements; continental areas, forcing out of the emerging national markets and international organizations have become. Forming the basis for the global movement of capital in the banking sector, mergers, acquisitions and may be the result of competition as well as marker. Settlement of globalizing capital and financial markets operate through banks, industry, the national capital in the face of a challenge for full competition. This is a fully competitive environment of monopolistic competition suggests that competition is actually possible. Off out up to 80 years with the Turkish banking sector is dominated by the state as a sector with 80 years in show business since the current structure has reached the last 30 years through various periods. In summary, the process of the economic crisis in the sector that have suffered heavy losses, as well as administrators and didactic experience in the sector, the sector has more opportunity to work in a healthy structure. Banks, collecting deposits, lending function, a strong banking market, are measured by taking into account interest income. During this process, the existing institutions and the protection of the law also aims to support the sector. Lived through the experiences of Turkish banking sector today, a building supply are both struggling against negative developments in the balance sheets as well as editing can protect itself. In 2008, before emerging in the United States to Europe and then jumping in a deep global financial crisis, succeeded to the Turkish banking sector and strengthening of this environment. Of course, in 2000-2001 and restructuring in the sector after the crisis of internal origin from two perspectives and the policies applied at this point has an important place today.. Keywords: Panzar-Rosse Model, HHI, NEIO, Concentration , Competition. x.

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